Publications, Insights & News

Many people use credit cards every day. They account for 21% of spending according to research done in 2015 by the Federal Reserve Bank of San Francisco. There are some amazing benefits to using credit cards, but there are also an equal number of unfortunate downsides. We are going to help you sort through the pros and cons of using credit cards. When you have finished reading the article, you will be able to make an informed decision on whether or not a credit card is right for you.

Everyone gets stressed. According to the American Institute of Stress, 77% of people regularly experience physical symptoms caused by stress. It is a common ailment that can plague all of us. But stress isn’t always bad. Being nervous before a big meeting with your boss can mean that you are focused on the task at hand. The problem is when you become stressed for too long and too often. That is when it can begin to negatively affect your life. Below I’ve listed three easy tips to help reduce stress in your daily life.

I’m sure that everyone reading this feels that they make better decisions now than they did when they were eighteen years old. Life gives us many experiences to learn from, and (hopefully) we become wiser as the years pass. This applies to every area of life, whether in your relationships or with your finances. Here are three financial lessons that we all wish we knew when we were younger.

The New Year is coming! As everyone knows, January is prime time for committing to yearlong resolutions. Most resolutions center around going to the gym more often or reconnecting with a hobby that you have been missing, but we believe that there are some financial resolutions that one could add to their list as well. Today we are going to touch on three financial resolutions for 2019.

Have you ever wondered about when to claim Social Security benefits? If so, you are like millions of other Americans across the United States. The timing of when you claim your Social Security benefits could be one of the most important decisions of your retirement, and in general, most Americans incorrectly believe you should always claim at age 62. Click here to find out when the best time is for you to claim Social Security benefits!

Almost everyone has heard about Social Security, but not everyone knows how much of their benefits are subjection to taxation. There is a simple formula that will allow you to calculate how much of your benefits will be taxed. Click here to find out the formula!

Having a cash reserve is critical for emergencies and unplanned expenses, but finding the best place to store those cash reserves is equally important. Make sure that you are taking advantage of the opportunities that are available to you.